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Paypal offers two different services. Paypal Friends and Family (F&F) has zero fees, but offer no protections and makes the buyer vulnerable to scammers. Paypal Goods and Services (G&S) charges an additional ~3% of the item price (actually 3.49% and $0.49 as of 2021), but provides the buyer insurance in case the seller dissapears without providing the item. Paypal does prohibit [some specific items](https://web.archive.org/web/20180409201310/https://www.paypal.com/us/selfhelp/article/what-is-paypal%E2%80%99s-policy-on-transactions-that-involve-firearms-faq585) but has a "catch all comment" that may apply to others, so NO NOTES IN PAYPAL. As a general guideline, if a buyer wants to use Paypal G&S rather than F&F with an **established GAFS member**, it is expected that they will absorb the +3% fee for the increased protections that it provides them. [Here is a easy fee calculator](https://thefeecalculator.com/). If a seller specifies a F&F price, assume that is his "to his pocket" cost. However these terms are up for negotiation between the buyer and seller. It is recommended to pay via G&S and absorb the fee. If the seller mandates F&F, be wary of a scam and use a [Scam prevention method](https://www.reddit.com/r/GunAccessoriesForSale/wiki/proxy). Additionally, Paypal has deleted the account of several members due to using F&F for purchases. Paypal considers this theft from them (you're stealing their fees), and a violation of their [ToS](https://www.paypal.com/us/webapps/mpp/ua/useragreement-full). DO NOT put notes in F&F payments as it is evidence you may be violating PP ToS. *I am a bot, and this action was performed automatically. Please [contact the moderators of this subreddit](/message/compose/?to=/r/GunAccessoriesForSale) if you have any questions or concerns.*




Dibs on charging handle


Yours. PM me.